Flexible capital structures designed around your cash flow, not our templates.
Fuel daily operations and seize growth opportunities
Working capital keeps your business moving. Inventory purchases, payroll during seasonal slowdowns, opportunistic buying when suppliers offer discounts—these situations require immediate access to capital without long-term commitment.
Our working capital loans are structured around your cash conversion cycle. We analyze receivables aging, inventory turnover, and payables terms to create repayment schedules that align with your actual cash flow. No arbitrary monthly payments that ignore how your business actually generates revenue.
3 to 24 months based on your needs and cash flow projections
Underwriting in 5-7 business days with complete application
Payment schedules that account for your revenue cycles
Established relationships can access revolving credit lines
Acquire assets without depleting working capital
Equipment represents productive capacity. Whether you're upgrading machinery, expanding your fleet, or investing in technology infrastructure, equipment financing preserves your cash reserves while adding capabilities.
We finance equipment across industries: manufacturing machinery, construction equipment, medical devices, restaurant equipment, technology hardware, and commercial vehicles. Our terms match the useful life and ROI timeline of the asset.
Equipment serves as collateral, often enabling better terms
We finance both new equipment and quality used assets
Ownership financing or lease structures with buyout options
Section 179 and bonus depreciation strategies (consult your CPA)
Capital that scales with your performance
Revenue-based financing aligns our interests with yours. Instead of fixed monthly payments, you remit a percentage of revenue. When sales are strong, you pay more. During slower periods, payments decrease proportionally. True partnership approach.
This structure works particularly well for businesses with predictable revenue streams but variable monthly performance: retail, hospitality, recurring services, and e-commerce. It provides flexibility without the equity dilution of venture capital.
Typically 5-15% of monthly revenue until capital + fee is repaid
Retain full ownership while accessing growth capital
Payments scale with revenue, not against it
Fixed total repayment amount set upfront, no hidden fees
Short-term capital for specific opportunities or timing gaps
Sometimes businesses need capital for a specific, time-bound need: closing a real estate transaction, bridging a receivables gap, funding a temporary expansion, or covering expenses while waiting for permanent financing to close.
Bridge loans are designed for these scenarios—short duration, clear exit strategy, higher certainty of repayment. We move quickly when the opportunity is legitimate and the plan is sound.
Funding in days when timing is critical and structure is clear
Typically 3-12 months with defined exit strategy
Usually secured by specific assets or future proceeds
Not a substitute for proper capital structure planning
Capital to buy existing businesses or strategic assets
Acquiring an established business accelerates growth, adds capabilities, or consolidates market position. We finance both platform acquisitions (your first business purchase) and add-on acquisitions (expanding an existing operation).
Our acquisition underwriting evaluates the target's historical performance, industry position, customer concentration, and integration risks. We also assess your operational experience and post-acquisition plan. Sound deals get funded. Risky deals don't.
We structure around seller notes and earnouts when applicable
Faster process than SBA with more flexible structures
We've financed acquisitions across dozens of industries
Working capital facilities available after acquisition closes
Owner-occupied properties and investment real estate
Commercial real estate provides stability and builds equity. We finance owner-occupied properties (offices, warehouses, retail spaces where your business operates) and investment properties (multi-tenant commercial buildings with cash flow).
Our real estate underwriting focuses on property fundamentals: location, condition, tenant quality, market comparables, and cash flow coverage. For owner-occupied properties, we also evaluate the underlying business strength.
10-25 year amortization with 3-10 year balloon options
Finance acquisitions or pull equity from existing properties
Build-to-suit and renovation financing for qualified projects
Multi-property financing for experienced real estate operators
Every business is different. Let's build a structure that fits yours.
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